Pricelist
| Consideration of the account opening package, account opening | |
| Consideration of the account opening package (natural persons, residents of Latvia)* | EUR 50* |
| Consideration of the account opening package (natural persons, non-residents of Latvia)* | EUR 300* |
| JConsideration of the account opening package (legal entities, residents of Latvia, with beneficial owners, residents of Latvia)* | EUR 150* |
| Consideration of the account opening package (legal entities, residents of Latvia, when one of the beneficial owners is non-resident of Latvia)* | EUR 350* |
| Consideration of the account opening package (legal entities, non-resident of Latvia)* | EUR 450* |
| Special fee charged for consideration of the account opening package**, *** | EUR 300-3000**, *** |
| Opening of Current, Separate, Joint account plus Internet Banking service, including the issuance of DigiPass identifier (one piece) or a one-time connection of DigiPass for Mobile application | free of charge |
| Opening of Current, Separate, Joint account plus Internet Banking service (including the issuance of DigiPass identifier (one piece) or a one-time connection of DigiPass for Mobile application in an urgent manner (within 5 full working days after submission of all required documents to Bank)** | EUR 300 |
| Opening of Temporary account | EUR 30 |
| Opening of Temporary account (valid from 01.08.2020.) | free of charge |
| Consideration of the Temporary account opening package* (valid from 01.08.2020.) | EUR 30* |
| Inactive / dormant account fee (Temporary Account)**** (valid from 01.08.2020.) | EUR 50 / per month**** |
| A paid-in capital confirmation fee (a paid-in capital confirmation is a documentary evidence of paid-in capital) (if the client holds a temporary account) | EUR 20 |
* The fee once paid is not refundable if the account is not opened
** The fee is charged in addition to consideration fee of the account opening package and is not refundable if the account is not opened
*** Special fee will apply where a client meets a set of specific criteria established by the Bank (available at the Bank upon request)
**** the Temporary account is considered to be inactive / dormant when Bank finds that the Start-Up is registered with the Companies Registry of the Republic of Latvia or the company incorporation authority of the respective jurisdiction, but the documents referred to in the terms and conditions of the temporary account have not been submitted to Bank within a one-week time frame after the Start-Up has been registered with the Companies Registry of the Republic of Latvia or the company incorporation authority of the respective jurisdiction
| Personalized client service and account maintenance related fees | |
| Personalized natural person, resident of Latvia, service* | EUR 30 / per month* |
| Personalized natural person, resident of Latvia, service, if client’s deposit (1 year and more) volume and/or investment volume is EUR 100 000.00 and more (not including account balances)* | free of charge* |
| Personalized legal entity, resident of Latvia, service (if beneficial owners are residents of Latvia)* | EUR 50 / per month* |
| Personalized legal entity, resident of Latvia, service (when 50.00 % or more of the beneficial owners are non-residents of Latvia)* | EUR 150 / per month* |
| Personalized natural person, non-resident of Latvia, service* | EUR 150 / per month* |
| Personalized legal entity, non-resident of Latvia, service* | EUR 300 / per month* |
* These are standard fees charged for personalized service. Depending on the volume of client’s assets and/or the level of risk posed by client, Bank may charge other fee. Please contact Bank for more information about personalized service fees.
| Processing of application for standard transaction* | EUR 250 |
| Processing of application for non-standard transaction | as agreed (min. EUR 500) |
| Opening and maintaining of the escrow account for standard transaction* | 0,50 % of the transaction value (min. EUR 50) |
| Opening and maintaining of the escrow account for non-standard transaction | as agreed (min. EUR 1000) |
| Modification of the escrow account agreement for standard transaction* | 0,20 % of the transaction value (min. EUR 100) |
| Modification of the escrow account agreement for non-standard transaction | as agreed (min. EUR 150) |
* A standard transaction means a transaction to purchase real estate (having a clear title, i.e. one which is not encumbered or otherwise burdened) or any other asset in the Republic of Latvia, as sealed between a single buyer and a single seller, on the understanding that the amount will be paid out against the relevant industry-recognized title document (a document transferring ownership). Also, a standard transaction means any other transaction of a similar nature.
| Foreign currency exchange transactions | |
| Cash conversion | at the Bank’s exchange rate |
| Non-cash conversion* | at the Bank’s exchange rate* |
* You can convert one currency into another in the Internet Banking environment. Alternatively, you can seek assistance from Bank’s dealer (working days: 9:00 am to 6:00 pm; tel. 67000 466 or 67000 472).
| Transfers to account | |
| Intra-bank transfers: | free of charge |
| Inward EUR transfer (SEPA): | |
| up to EUR 10 000.00, EEA residents | free of charge |
| above EUR 10 000.00, EEA residents | EUR 0.40 |
| Intra-bank transfers | Electronic services (via the Internet Banking System) |
| Intra-bank transfers to own account | free of charge |
| Intra-bank transfers to other client accounts EUR: | |
| up to EUR 10 000.00, EEA residents | EUR 0.40 |
| above EUR 10 000.00, EEA residents | EUR 2.00 |
| Transfers in EUR | electronic services (via the Internet Banking System) | ||
| SEPA (1) transfer. If a transfer is to other bank in Latvia and payment order is delivered for execution before 15:00 - same-day-value transfer, if after 15:00 or payment is to other bank abroad of Latvia - Next-day-value transfer. | |||
| SHA(2): | |||
| up to EUR 10 000.00, EEA residents | EUR 0.40 | ||
| above EUR 10 000.00, EEA residents | EUR 5.00 | ||
(1) SEPA – a standardized EUR payment in SEPA member countries (28 countries of the European Union, as well as Norway, Lichtenstein, Iceland, Switzerland and Monaco). Payments must be executed in accordance with SEPA requirements (payment order must inter alia contain: a) BIC number of the bank beneficiary, b) recipient s IBAN, c) is the bank beneficiary direct or indirect member of SEPA, d) charge code „SHA”, e) payment details/purpose of payment). The Bank is not liable if the banks involved in the payment do not execute SEPA payments.
(2) SHA – the customer (sender) pays commissions of Baltic International Bank. Commissions of the intermediary banks and the bank beneficiary are paid by the recipient.
* Please contact Bank for additional information about Bank’s fees.
| Payment Cards for Natural Persons | |
| Annual Fee for Card | |
| Mastercard STANDARD | EUR 45* |
| Masterсard GOLD | EUR 100 |
| Mastercard PLATINUM | EUR 250 |
| Mastercard WORLD ELITE | EUR 550 |
| * One card without credit limit | free of charge |
Payment Cards for Natural Persons
| Payment Cards for Legal Entities | |
| Annual Fee for Card | |
| Mastercard BUSINESS | EUR 70* |
| Masterсard BUSINESS GOLD | EUR 100 |
| Mastercard WORLD BUSINESS | EUR 400 |
| * One card without credit limit | free of charge |
Payment Cards for Legal Entities
* Please contact Bank for additional information about Bank’s fees.
| fee in EUR | 1 week | 1 month | 3 months | 6 months | 1 year | 2 years |
| 75x300x350 | 14 | 40 | 72 | 142 | 240 | 400 |
| 95x300x350 | 18 | 46 | 100 | 170 | 270 | 460 |
| 150x300x350 | 22 | 50 | 120 | 200 | 330 | 540 |
| 200x300x350 | 28 | 66 | 142 | 214 | 340 | 630 |
| 300x300x350 | 42 | 100 | 186 | 270 | 510 | 910 |
| 75x300x350 extra fireproof safe |
28 | 80 | 144 | 284 | 480 | 800 |
| 150x300x350 extra fireproof safe |
44 | 100 | 240 | 400 | 660 | 1080 |
| 300x300x350 extra fireproof safe |
84 | 200 | 284 | 540 | 1020 | 1820 |
|
Minimum term of Safe deposit box rent out - 1 week |
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| Standard Deposit | ||||||
| 3 months | 6 months | 9 months | 12 months | 24 months | 36 months | |
| Interest rate per year in EUR | ||||||
| EUR 10 000.00 - 49 999.00 | 0,00 % | 0,10 % | 0,20 % | 0,70 % | 0,90 % | 1,10 % |
| EUR 50 000.00 - 500 000.00 | 0,00 % | 0,15 % | 0,30 % | 0,80 % | 1,00 % | 1,20 % |
| Interest rate per year in USD | ||||||
| USD 10 000.00 - 49 999.00 | 0,50 % | 0,80 % | 0,80 % | 0,90 % | 1,10 % | 1,20 % |
| USD 50 000.00 - 500 000.00 | 0,60 % | 0,90 % | 0,90 % | 1,00 % | 1,20 % | 1,30 % |
| Interest rate per year in GBP | ||||||
| GBP 5 000.00 - 49 999.00 | 0,00 % | 0,20 % | 0,40 % | 0,60 % | 0,90 % | 1,30 % |
| GBP 50 000.00 - 500 000.00 | 0,00 % | 0,30 % | 0,50 % | 0,70 % | 1,00 % | 1,40 % |
INVESTMENTS IN BOND MARKET
| Transactions in Financial Instruments (Foreign Markets) | |
| Transactions on bonds | 0.15%, min EUR 100 (1,2) (percentage of the transaction value) |
Please contact Bank for additional information about Bank’s fees by calling at +371 67000454, +371 67000455.
(1) Transaction fee (for transactions in financial instruments) does not include possible additional fees and other payments charged by vehicle companies (such as stock exchanges, foreign regulators of the financial instruments markets, and associations of professional stock market participants.
(2) Settlement fee (min EUR 50.00) is charged additionally according to the requirements of Bank’s counterparties.
INVESTMENTS IN STOCK MARKET
| Transactions in Financial Instruments (Foreign Markets) | |
| Transactions on U.S. stock exchanges, stocks | 0.35%, min. USD 50 (1) (percentage of the transaction value) |
| Transactions on U.S. stock exchanges, stocks (valid from 01.08.2020.) | 0.35%, min USD 50.00 (1) (percentage of the transaction value), if stock price is equal to or more than USD 6.5 USD 0.025 per stock, min USD 50.00 (1), if stock price is less than USD 6.5 |
| Transactions on the stock exchanges of Western and Northern Europe, stocks | 0.35%, min. USD 50 / EUR 50 / GBP 50 (1) |
| Transactions on other stock exchanges (Eastern Europe, Singapore, Australia, Hong Kong, Middle Asia) | as agreed (1) |
| Investment funds /CIUs | as agreed |
| Investment funds /CIUs (valid from 01.08.2020.) | up to 2.00% of the transaction value (min EUR 100.00) |
Please contact Bank for additional information about Bank’s fees by calling at +371 67000454, +371 67000455.
(1) Transaction fee (for transactions in financial instruments) does not include possible additional fees and other payments charged by vehicle companies(such as stock exchanges, foreign regulators of the financial instruments markets, and associations of professional stock market participants.
CUSTODY FEE
| Custody fee for FI (per month) | |
| Bonds, stocks (1,2) | 0.25% per year, min. EUR 25.00 per month |
Please contact Bank for additional information about Bank’s fees by calling at +371 67000454, +371 67000455.
(1) Transaction fee (for transactions in financial instruments) does not include possible additional fees and other payments charged by vehicle companies (such as stock exchanges, foreign regulators of the financial instruments markets, and associations of professional stock market participants.
(2) Custody fee is calculated based on the aggregate market value of the FI held in the portfolio as at the last working day of every month. If the aggregate market value of the bonds held in the FI portfolio is below the face value of the bonds held in the FI portfolio, then the face value of the bonds will only be used to calculate the volume of the portfolio. The Bank calculates the fee (in EUR) based on and deducts the fee from the aggregate market value of the FI held in the portfolio. For this purpose, the Bank converts the currency, in which the FI are denominated, into euros according to the Bank’s exchange rate valid for the date when the fee is calculated. The calculation of the fee does not take into account the accrued coupon.
| Considering of a Loan Application | 0.05 % of the agreement sum, min. EUR 300 |
| Loan Origination | up to 1.50 % of the agreement sum, min. EUR 1 000 |
| Loan Rate | Individual |
* Please contact Bank for additional information about Bank’s fees.
| Import Letter of Credit (the Bank’s client is a Buyer of Goods) | |
| Advice of documentary operations specialist | free of charge |
| Application review, incl. Preparing draft letter of credit | EUR 150 |
| Issuing letter of credit / Increasing the amount | 0.20% of the amount (min. EUR 200) |
| Taking up of documents (per set of documents)* | 0.20% of the amount (min. EUR 200) |
* On set of documents are documents, applicable for one transportation document
Please contact Bank for additional information about Bank’s fees.
| Export Letter of Credit (the Bank’s client is a Seller of Goods) | |
| Advice of documentary operations specialist | free of charge |
| Advising / Increasing the amount of letter of credit | 0.10% of the amount (min. EUR 200, max. EUR 1 000) |
| Taking-up of documents (per set of documents)* | 0.20% of the amount (min. EUR 200) |
* On set of documents are documents, applicable for one transportation document
Please contact Bank for additional information about Bank’s fees.
| Import Documentary Collection (the Bank’s client is a Buyer of Goods) | |
| Advice of documentary operations specialist | free of charge |
| Advising of import documentary collection | EUR 50 |
| Delivery of documents against payment/acceptance | 0.20% of the amount (min. EUR 150) |
| Delivery of documents free of payment | EUR 50 |
| Return of documents | EUR 50 |
| Amendment or cancellation | EUR 50 |
* Please contact Bank for additional information about Bank’s fees.
| Export Documentary Collection (the Bank’s client is a Seller of Goods) | |
| Advice of documentary operations specialist | free of charge |
| Documentary Collection | 0.20% of the amount (min. EUR 150) |
| Amendment or cancellation | EUR 50 |
* Please contact Bank for additional information about Bank’s fees.
| Issuing Guarantee | |
| Advice of documentary operations specialist | free of charge |
| Application review, incl. preparing draft guarantee | EUR 150 |
| Issuance of guarantee (with cash collateral) | 1.00% per year (min. EUR 150) |
* Please contact Bank for additional information about Bank’s fees.
| Receiving Guarantee | |
| Advice of documentary operations specialist | free of charge |
| Advising / Increasing the amount of guarantee | 0.10% of the amount (min. EUR 200, max. EUR 1 000) |
| Request for payment under guarantee | 0.20% of the amount (min. EUR 200) |
* Please contact Bank for additional information about Bank’s fees.
| Consulting service | free of charge |
* Please contact Bank for additional information about Bank’s fees.
Full Bank's pricelist is available here.